30% DOWN PAYMENT
# |
PRICE |
$ Down |
Bal. Fin. |
1 Yr, 4% |
2 Yr, 4.5% |
3 Yr, 5% |
4 Yr, 5.5% |
5 Yr, 6% |
6 Yr, 6.5% |
8 Yr, 8% |
10 Yr, 10% |
1 |
$124.460,00 |
$37.460,00 |
$87.000,00 |
$7.408,45 |
$3.797,55 |
$2.608,26 |
$2.023,62 |
$1.682,58 |
$1.462,47 |
$1.230,18 |
$1.150,14 |
2 |
$91.140,00 |
$27.140,00 |
$64.000,00 |
$5.449,60 |
$2.793,60 |
$1.918,72 |
$1.488,64 |
$1.237,76 |
$1.075,84 |
$904,96 |
$846,08 |
3 |
$90.160,00 |
$27.160,00 |
$63.000,00 |
$5.364,45 |
$2.749,95 |
$1.888,74 |
$1.465,38 |
$1.218,42 |
$1.059,03 |
$890,82 |
$832,86 |
4 |
$75.320,00 |
$22.320,00 |
$53.000,00 |
$4.512,95 |
$2.313,45 |
$1.588,94 |
$1.232,78 |
$1.025,02 |
$890,93 |
$749,42 |
$700,66 |
5 |
$79.800,00 |
$23.800,00 |
$56.000,00 |
$4.768,40 |
$2.440,40 |
$1.678,88 |
$1.302,56 |
$1.083,04 |
$941,36 |
$791,84 |
$740,32 |
6 |
$86.240,00 |
$25.240,00 |
$61.000,00 |
$5.194,15 |
$2.662,65 |
1828..78 |
$1.418,86 |
$1.179,74 |
$1.025,41 |
$862,54 |
$806,42 |
7 |
SOLD |
$31.280,00 |
$74.000,00 |
$6.301,10 |
$3.230,10 |
$2.218,52 |
$1.721,24 |
$1.431,16 |
$1.243,94 |
$1.046,36 |
$978,28 |
8 |
$80.360,00 |
$23.360,00 |
$57.000,00 |
$4.853,55 |
$2.488,05 |
$1.708,86 |
$1.325,82 |
$1.102,38 |
$958,17 |
$805,98 |
$753,54 |
9 |
$81.900,00 |
$23.900,00 |
$58.000,00 |
$4.938,70 |
$2.531,70 |
$1.738,84 |
$1.349,08 |
$1.121,72 |
$974,98 |
$820,12 |
$766,76 |
10 |
$81.200,00 |
$24.200,00 |
$57.000,00 |
$4.853,55 |
$2.488,05 |
$1.708,86 |
$1.325,82 |
$1.102,38 |
$958,17 |
$805,98 |
$753,54 |
11 |
$74.760,00 |
$21.760,00 |
$53.000,00 |
$4.512,95 |
$2.313,45 |
$1.588,94 |
$1.232,78 |
$1.025,02 |
$890,93 |
$749,42 |
$700,66 |
12 |
$73.500,00 |
$21.500,00 |
$52.000,00 |
$4.427,80 |
$2.269,80 |
$1.558,96 |
$1.209,52 |
$1.005,68 |
$874,12 |
$735,28 |
$687,44 |
13 |
$70.000,00 |
$21.000,00 |
$49.000,00 |
$4.172,35 |
$2.138,85 |
$1.469,02 |
$1.139,74 |
$947,66 |
$823,69 |
$692,86 |
$647,78 |
14 |
$69.440,00 |
$20.440,00 |
$49.000,00 |
$4.172,35 |
$2.138,85 |
$1.469,02 |
$1.139,74 |
$947,66 |
$823,69 |
$692,86 |
$647,78 |
15 |
$75.600,00 |
$22.600,00 |
$53.000,00 |
$4.512,95 |
$2.313,45 |
$1.588,94 |
$1.232,78 |
$1.025,02 |
$890,93 |
$749,42 |
$700,66 |
16 |
$154.280,00 |
$46.280,00 |
$108.000,00 |
$9.196,20 |
$4.714,20 |
$3.237,84 |
$2.512,08 |
$2.088,72 |
$1.815,48 |
$1.527,12 |
$1.427,76 |
17 |
$145.880,00 |
$42.880,00 |
$103.000,00 |
$8.770,45 |
$4.495,95 |
$3.087,94 |
$2.395,78 |
$1.992,02 |
$1.731,43 |
$1.456,42 |
$1.361,66 |
18 |
$154.980,00 |
$45.980,00 |
$109.000,00 |
$9.281,35 |
$4.757,85 |
$3.267,82 |
$2.535,34 |
$2.108,06 |
$1.832,29 |
$1.541,26 |
$1.440,98 |
19 |
SOLD |
$48.420,00 |
$113.000,00 |
$9.621,95 |
$4.932,45 |
$3.387,74 |
$2.628,38 |
$2.185,42 |
$1.899,53 |
$1.597,82 |
$1.493,86 |
20 |
$182.000,00 |
$54.000,00 |
$128.000,00 |
$10.899,20 |
$5.587,20 |
$3.837,44 |
$2.977,28 |
$2.475,52 |
$2.151,68 |
$1.809,92 |
$1.692,16 |
21 |
$147.840,00 |
$43.840,00 |
$104.000,00 |
$8.855,60 |
$4.539,60 |
$3.117,92 |
$2.419,04 |
$2.011,36 |
$1.748,24 |
$1.470,56 |
$1.374,88 |
22 |
$126.560,00 |
$37.560,00 |
$89.000,00 |
$7.578,35 |
$3.884,85 |
$2.668,22 |
$2.070,14 |
$1.721,26 |
$1.496,09 |
$1.258,46 |
$1.176,58 |
23 |
SOLD |
$22.860,00 |
$54.000,00 |
$4.598,10 |
$2.357,10 |
$1.618,92 |
$1.256,04 |
$1.044,36 |
$907,74 |
$763,56 |
$713,88 |
24 |
$72.240,00 |
$21.240,00 |
$51.000,00 |
$4.342,65 |
$2.226,15 |
$1.528,98 |
$1.186,26 |
$986,34 |
$857,31 |
$721,14 |
$674,22 |
25 |
96,460..00 |
$28.460,00 |
$68.000,00 |
$5.790,20 |
$2.968,20 |
$2.038,64 |
$1.581,68 |
$1.315,12 |
$1.143,08 |
$961,52 |
$989,96 |
26 |
$96.460,00 |
$28.460,00 |
$68.000,00 |
$5.790,20 |
$2.968,20 |
$2.038,64 |
$1.581,68 |
$1.315,12 |
$1.143,08 |
$961,52 |
$898,96 |
27 |
$96.740,00 |
$28.740,00 |
$68.000,00 |
$5.790,20 |
$2.968,20 |
$2.038,64 |
$1.581,68 |
$1.315,12 |
$1.143,08 |
$961,52 |
$898,96 |
28 |
$94.360,00 |
$28.360,00 |
$66.000,00 |
$5.619,90 |
$2.880,90 |
$1.978,68 |
$1.535,16 |
$1.276,44 |
$1.109,46 |
$933,24 |
$872,52 |
29 |
$84.420,00 |
$25.420,00 |
$59.000,00 |
$5.023,85 |
$2.575,35 |
$1.768,82 |
$1.372,34 |
$1.141,06 |
$991,79 |
$834,26 |
$779,98 |
30 |
$77.000,00 |
$23.000,00 |
$54.000,00 |
$4.598,10 |
$2.357,10 |
$1.618,92 |
$1.256,04 |
$1.044,36 |
$907,74 |
$763,56 |
$713,88 |
31 |
$73.780,00 |
$21.780,00 |
$52.000,00 |
$4.427,80 |
$2.269,80 |
$1.558,96 |
$1.209,52 |
$1.005,68 |
$874,12 |
$735,28 |
$687,44 |
32 |
$87.220,00 |
$26.220,00 |
$61.000,00 |
$5.194,15 |
$2.662,65 |
$1.828,78 |
$1.418,86 |
$1.179,74 |
$1.025,41 |
$862,54 |
$806,42 |
33 |
SOLD |
$20.560,00 |
$50.000,00 |
$4.257,50 |
$2.182,50 |
$1.499,00 |
$1.163,00 |
$967,00 |
$840,50 |
$707,00 |
$661,00 |
34 |
$62.300,00 |
$18.300,00 |
$44.000,00 |
$3.746,60 |
$1.920,60 |
$1.319,12 |
$1.023,44 |
$850,96 |
$739,64 |
$622,16 |
$581,68 |
35 |
$61.400,00 |
$18.400,00 |
$43.000,00 |
$3.661,45 |
$1.876,95 |
$1.289,14 |
$1.000,18 |
$831,62 |
$722,83 |
$608,02 |
$568,46 |
36 |
$57.400,00 |
$17.400,00 |
$40.000,00 |
$3.406,00 |
$1.746,00 |
$1.199,20 |
$930,40 |
$773,60 |
$672,40 |
$565,60 |
$528,80 |
37 |
$45.640,00 |
$13.640,00 |
$32.000,00 |
$2.724,80 |
$1.396,80 |
$959,36 |
$744,32 |
$618,88 |
$537,92 |
$452,48 |
$423,04 |
38 |
$78.910,00 |
$25.910,00 |
$53.000,00 |
$4.512,95 |
$2.313,45 |
$1.588,94 |
$1.232,78 |
$1.025,02 |
$890,93 |
$749,42 |
$700,66 |
39 |
$78.910,00 |
$25.910,00 |
$53.000,00 |
$4.512,95 |
$2.313,45 |
$1.588,94 |
$1.232,78 |
$1.025,02 |
$890,93 |
$749,42 |
$700,66 |
40 |
$79.040,00 |
$23.040,00 |
$56.000,00 |
$4.768,40 |
$2.444,40 |
$1.678,88 |
$1.302,56 |
$1.083,04 |
$941,36 |
$791,84 |
$740,32 |
41 |
$79.820,00 |
$23.820,00 |
$56.000,00 |
$4.768,40 |
$2.444,40 |
$1.678,88 |
$1.302,56 |
$1.083,04 |
$941,36 |
$791,84 |
$740,32 |
42 |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL.PARK |
POOL/PARK |
POOL/PARK |
Formula To Calculate Monthly Payments
1. Determune The Cost Per Meter That The Lot Is Being Sold At
2. Determine The Selling Price By Multiplying The Cost Per Meter X The Number Of Meters In The Lot
3. Determine The Percentage Your Client Will Put Down, 30% or 15% Lot Price = $87,000.00
4 Calculate The Down Payment Based on Percentage (30% or 15%) $87,000.00 X 30% = $26,100.00
5. Round The Down Payment Amount Down To The Next Full $1,000.00 Amount ($26,100.00 = $26,000.00)
6. Subtract The Down Payment From The Selling Price ($87,000.00 - $26,000.00 = $61,000.000) Balance To Finance
7. Determine How Many 1,000's There are in The Balance To Finance, $61,000.00 = 61
8. Determine The "Rate Per $1,000.00 Financed" From The Chart Below, 8 Year Term At 8% = $14.14 Per $1,000.00
9. Multiply The Rate Per $1,000.00 X The Number of 1,000's Financed. ( $14.14 X 61 = $862.54 Monthly Payment)
Rate Chart - Cost Per $1,000.00 Financed
4.0% Interest Available Only With 1 Year Term = $85.15 Per $1,000.00
4.5% Interest Available Only With 2 Year Term = $43.65 Per $1,000.00
5.0% Interest Available Only With 3 Year Term = $29.98 Per $1,000.00
5.5% Interest Available Only With 4 Year Term = $23.26 Per $1,000.00
6.0% Interest Available Only With 5 Year Term = $19.34 Per $1,000.00
6.5% Interest Available Only With 6 Year Term = $16.81 Per $1,000.00
8.0% Interest Available Only With 8 Year Term = $14.14 Per 41,000.00
10.% Interest Available Only With 10 Year Term = $13.22 Per $1,000.00
"Click Here To Print These Pages"
15% DOWN PAYMENT
# |
PRICE |
$ Down |
Bal. Fin. |
1 Yr, 5% |
2 Yr, 5.5% |
3 Yr, 6% |
4 Yr, 6.5% |
5 Yr, 7% |
6 Yr, 7.5% |
8 Yr, 9% |
10 Yr, 11% |
1 |
$124.460,00 |
$18.460,00 |
$106.000,00 |
$9.074,66 |
$4.674,60 |
$3.225,58 |
$2.514,32 |
$2.099,86 |
$1.833,80 |
$1.553,96 |
$1.460,68 |
2 |
$91.140,00 |
$13.140,00 |
$78.000,00 |
$6.677,58 |
$3.439,80 |
$2.373,54 |
$1.850,16 |
$1.545,18 |
$1.349,40 |
$1.143,48 |
$1074,84 |
3 |
$90.160,00 |
$13.160,00 |
$77.000,00 |
$6.591,97 |
$3.395,70 |
$2.343,11 |
$1.826,44 |
$1.525,37 |
$1.332,10 |
$1.128,82 |
$1.061,06 |
4 |
$75.320,00 |
$11.320,00 |
$64.000,00 |
$5.479,04 |
$2.822,40 |
$1.947,52 |
$1.518,08 |
$1.267,84 |
$1.107,00 |
$938,24 |
$881,92 |
5 |
$79.800,00 |
$11.800,00 |
$68.000,00 |
$5.821,48 |
$2.998,80 |
$2.069,24 |
$1.612,96 |
$1.347,08 |
$1.176,40 |
$996,88 |
$937,04 |
6 |
$86.240,00 |
$12.240,00 |
$74.000,00 |
$6.335,14 |
$3.263,40 |
$2.251,82 |
$1.755,28 |
$1.465,94 |
$1.280,20 |
$1.084,84 |
$1.019,72 |
7 |
SOLD |
$15.280,00 |
$90.000,00 |
$7.704,90 |
$3.969,00 |
$2.738,70 |
$2.134,80 |
$1.782,90 |
$1.557,00 |
$1.319,40 |
$1.240,20 |
8 |
$80.360,00 |
$14.360,00 |
$66.000,00 |
$5.650,26 |
$2.910,60 |
$2.008,38 |
$1.565,52 |
$1.307,46 |
$1.141,80 |
$967,56 |
$909,48 |
9 |
$81.900,00 |
$11.900,00 |
$70.000,00 |
$5.992,70 |
$3.087,00 |
$2.130,10 |
$1.660,40 |
$1.386,70 |
$1.211,00 |
$1.026,20 |
$964,60 |
10 |
$81.200,00 |
$12.200,00 |
$69.000,00 |
$5.907,09 |
$3.042,90 |
$2.099,67 |
$1.636,68 |
$1.366,89 |
$1.193,70 |
$1.011,54 |
$950,82 |
11 |
$74.760,00 |
$10.760,00 |
$64.000,00 |
$5.479,04 |
$2.822,40 |
$1.947,52 |
$1.518,08 |
$1.267,84 |
$1.107,20 |
$938,24 |
$881,92 |
12 |
$73.500,00 |
$10.500,00 |
$63.000,00 |
$5.393,43 |
$2.778,30 |
$1.917,09 |
$1.494,36 |
$1.248,03 |
$1.089,90 |
$923,58 |
$868,14 |
13 |
$70.000,00 |
$10.000,00 |
$60.000,00 |
$5.136,60 |
$2.646,00 |
$1.825,80 |
$1.423,20 |
$1.188,60 |
$1.038,00 |
$879,60 |
$826,80 |
14 |
$69.440,00 |
$10.440,00 |
$59.000,00 |
$5.050,99 |
$2.601,90 |
$1.795,37 |
$1.399,48 |
$1.168,79 |
$1.020,70 |
$864,94 |
$813,02 |
15 |
$75.600,00 |
$10.600,00 |
$65.000,00 |
$5.564,65 |
$2.865,50 |
$1.977,95 |
$1.541,80 |
$1.287,65 |
$1.124,50 |
$952,90 |
$895,70 |
16 |
$154.280,00 |
$22.280,00 |
$132.000,00 |
$11.300,52 |
$5.821,20 |
$4.016,76 |
$3.131,04 |
$2.614,92 |
$2.283,60 |
$1.935,12 |
$1.818,96 |
17 |
$145.880,00 |
$21.880,00 |
$124.000,00 |
$10.615,64 |
$5.468,40 |
$3.773,32 |
$2.941,28 |
$2.456,44 |
$2.145,20 |
$1.817,84 |
$1.708,72 |
18 |
$154.980,00 |
$22.980,00 |
$132.000,00 |
$11.300,52 |
$5.821,20 |
$4.016,76 |
$3.131,04 |
$2.614,92 |
$2.283,60 |
$1.935,12 |
$1.818,96 |
19 |
SOLD |
$23.420,00 |
$138.000,00 |
$11.814,18 |
$6.085,80 |
$4.199,34 |
$3.273,36 |
$2.733,78 |
$2.387,40 |
$2.023,08 |
$1.901,64 |
20 |
$182.000,00 |
$27.000,00 |
$155.000,00 |
$13.269,55 |
$6.835,50 |
$4.716,65 |
$3.676,60 |
$3.070,55 |
$2.681,50 |
$2.272,30 |
$2.135,90 |
21 |
$147.840,00 |
$21.840,00 |
$126.000,00 |
$10.786,86 |
$5.556,60 |
$3.834,18 |
$2.988,72 |
$2.496,06 |
$2.179,80 |
$1.847,16 |
$1.736,28 |
22 |
$126.560,00 |
$18.560,00 |
$108.000,00 |
$9.245,88 |
$4.762,80 |
$3.286,44 |
$2.561,76 |
$2.139,48 |
$1.868,40 |
$1.583,28 |
$1.488,24 |
23 |
SOLD |
$10.860,00 |
$66.000,00 |
$5.650,26 |
$2.910,60 |
$2.008,38 |
$1.565,52 |
$1.307,46 |
$1.141,80 |
$967,56 |
$909,48 |
24 |
$72.240,00 |
$10.240,00 |
$62.000,00 |
$5.307,82 |
$2.734,20 |
$1.886,66 |
$1.470,64 |
$1.228,22 |
$1.072,60 |
$908,92 |
$854,36 |
25 |
$96.460,00 |
$14.460,00 |
$82.000,00 |
$7.020,02 |
$3.616,20 |
$2.495,26 |
$1.945,04 |
$1.624,42 |
$1.418,60 |
$1.202,12 |
$1.129,96 |
26 |
$96.460,00 |
$14.460,00 |
$82.000,00 |
$7.020,02 |
$3.616,20 |
$2.495,26 |
$1.945,04 |
$1.624,42 |
$1.418,60 |
$1.202,12 |
$1.129,96 |
27 |
$96.740,00 |
$13.740,00 |
$83.000,00 |
$7.105,63 |
$3.660,30 |
$2.525,69 |
$1.968,76 |
$1.644,23 |
$1.435,90 |
$1.216,78 |
$1.143,74 |
28 |
$94.360,00 |
$13.360,00 |
$81.000,00 |
$6.934,41 |
$3.572,10 |
$2.464,83 |
$1.921,32 |
$1.604,61 |
$1.401,30 |
$1.187,46 |
$1.116,18 |
29 |
$84.420,00 |
$12.420,00 |
$59.000,00 |
$5.050,99 |
$2.601,90 |
$1.795,37 |
$1.399,48 |
$1.168,79 |
$1.020,70 |
$864,94 |
$813,02 |
30 |
$77.000,00 |
$11.000,00 |
$66.000,00 |
$5.650,26 |
$2.910,60 |
$2.008,38 |
$1.565,52 |
$1.307,46 |
$1.141,80 |
$967,56 |
$909,48 |
31 |
$73.780,00 |
$10.780,00 |
$63.000,00 |
$5.393,43 |
$2.778,30 |
$1.917,09 |
$1.494,36 |
$1.248,03 |
$1.089,90 |
$923,58 |
$868,14 |
32 |
$87.220,00 |
$13.220,00 |
$74.000,00 |
$6.335,14 |
$3.263,40 |
$2.251,82 |
$1.755,28 |
$1.465,94 |
$1.280,20 |
$1.084,84 |
$1.019,72 |
33 |
SOLD |
$10.560,00 |
$60.000,00 |
$5.136,60 |
$2.646,00 |
$1.825,80 |
$1.423,20 |
$1.188,60 |
$1.038,00 |
$879,60 |
$826,80 |
34 |
$62.300,00 |
$9.300,00 |
$53.000,00 |
$4.537,33 |
$2.337,30 |
$1.612,79 |
$1.257,16 |
$1.049,93 |
$916,90 |
$776,98 |
$730,34 |
35 |
$61.400,00 |
$9.400,00 |
$52.000,00 |
$4.451,72 |
$2.293,20 |
$1.582,36 |
$1.233,44 |
$1.030,12 |
$899,60 |
$762,32 |
$716,56 |
36 |
$57.400,00 |
$8.400,00 |
$49.000,00 |
$4.194,89 |
$2.160,90 |
$1.491,07 |
$1.162,28 |
$970,69 |
$847,70 |
$718,34 |
$675,22 |
37 |
$45.640,00 |
$6.640,00 |
$39.000,00 |
$3.338,79 |
$1.719,90 |
$1.186,77 |
$925,08 |
$772,59 |
$674,70 |
$571,74 |
$537,42 |
38 |
$78.910,00 |
$11.910,00 |
$67.000,00 |
$5.735,87 |
$2.954,70 |
$2.038,81 |
$1.589,24 |
$1.327,27 |
$1.159,10 |
$982,22 |
$923,26 |
39 |
$78.910,00 |
$11.910,00 |
$67.000,00 |
$5.735,87 |
$2.954,70 |
$2.038,81 |
$1.589,24 |
$1.327,27 |
$1.159,10 |
$982,22 |
$923,26 |
40 |
$79.040,00 |
$11.040,00 |
$68.000,00 |
$5.821,48 |
$2.998,80 |
$2.069,24 |
$1.612,96 |
$1.347,08 |
$1.176,40 |
$996,88 |
$937,04 |
41 |
$79.820,00 |
$11.820,00 |
$68.000,00 |
$5.821,48 |
$2.998,80 |
$2.069,24 |
$1.612,96 |
$1.347,08 |
$1.176,40 |
$996,88 |
$937,04 |
42 |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
POOL/PARK |
Formula To Calculate Monthly Payments
1. Determine The Cost Per Meter That The Lot Is Being Sold At.
2. Determine The Selling Price By Multiplying The Cost Per Meter X The Number of Meters In The Lot
3. Determine The Percentage Your Client Will Put Down, 30% or 15% Lot Price = $87,000.00 X15%
4. Calculate The Down Payment Based on Percentage (30% or 15%) $87,000.00 X 15% = $13,050.00
5. Round The Down Payment Amount Down To The Next Full $1,000.00 Amount ($13,050.00 = $13,000.00)
6. Minus The Down Payment From The Selling Price, $87,000.00 - $13,000.00 = $74,000.000 = Balance To Finance
7. Determine How Many 1,000's There are in The Balance To Finance, $74,000.00 = 74 1,000's
8. Select The "Rate Per $1,000.00 Financed" From The Chart Below, 8 Year Term At 9% = $14.66 Per $1,000.00
9. Multiply The Rate Per $1,000.00 X The Number of 1,000's Financed.($14.66 X 74 = $1,084.84 Monthly Payment)
Rate Chart - Cost Per $1,000.00 Financed
5.0% Interest Available Only With 1 Year Term = $85.61Per $1,000.00
5.5% Interest Available Only With 2 Year Term = $44.10 Per $1,000.00
6.0% Interest Available Only With 3 Year Term = $30.43 Per $1,000.00
6.5% Interest Available Only With 4 Year Term = $23.72 Per $1,000.00
7.0% Interest Available Only With 5 Year Term = $19.81 Per $1,000.00
7.5% Interest Available Only With 6 Year Term = $17.30 Per $1,000.00
9.0% Interest Available Only With 8 Year Term = $14.66 Per 41,000.00
11 % Interest Available Only With 10 Year Term = $13.78 Per $1,000.00